Segun Julius Agbaje (born Olusegun Agbaje; 1964) is the Group Chief Executive Officer of Guaranty Trust Holding Company Plc (GTCO PLC), a multinational financial services group, that offers retail and investment banking, pension management, asset management and payments services, headquartered in Victoria Island, Lagos, Nigeria. He is also a Director of PepsiCo and member of the Mastercard Advisory Board, Middle East and Africa.
The #NFT of Mr Segun Agbaje, the Group CEO of GTCO and the GTCO Cube are on
https://nftmyimage.com/@nigeriadaily
The NFT of the GTCO Cube can be used as a screensaver.
The GTCO Cube can be made into any size for tables, reception,offie and residence and for buildings from the small cubes of 1ft - 3ft to 12ft to 50ft structures.
International Digital Post Network Limited is developing iPost mobile video app for news, entertainment and social networking that was shortlisted for the Fund for Internet Research and Education – FIRE Africa Awards
(https://fireafrica.org/about_fire)
for tech innovation in 2014 and currently developing PAYFAST fintech app for decentralization of financial transactions between all the users for borrowing and lending; buying and selling and funding their Small Medium Scale Enterprises (SMEs) for the retail industry in Nigeria with over 39 million MSMEs.
The MSMEs industry in Nigeria is estimated to be worth $100 billion.
The SMEs sector is the backbone of major developed economies, as well as important contributors to employment, economic and export growth. In Nigeria, SMEs contribute 48% of national GDP, account for 96% of businesses and 84% of employment.
Both iPost mobile video app and PAYFAST will need OneLiquidity apps integration for payments in crypto currency, eCommerce payments and crypto wallets
PAYFAST, is a totally decentralized loan app that will most likely kill all the loan sharks and may compel other fintech services and banks to reduce their interest rate on loans to single digit amount or lose all their applicants for loans to PAYFAST that allows users to borrow and lend to themselves with only 5% interest rate.
There will be PAYFAST Cooperatives in every community with the PAYFAST Business Fund to fund the enterprises of members of the Cooperatives with loans from N50, 000 minimum to N1 million maximum.
PAYFAST ultimate goal is to reduce poverty by 80% by wealth creation and distribution with Nigeria as the launch pad before other countries.
PAYFAST is the solution to the poor funding of SMEs; exploitation of underprivileged low income earners by loan sharks and banks and slow integration of advanced digital apps.
The primary purpose of PAYFAST Cooperatives is financial inclusion for (i) universal access to financial services;
(ii) providing basic financial services (iii) access to livelihood and skill development, (iv) financial literacy and education for the economic empowerment of the underprivileged.
What is Financial Inclusion?
Financial inclusion refers to the delivery of financial services at affordable costs to disadvantaged and low-income segments of society. In this way, they are being included in the financial services industry.
1.7 billion
adults worldwide lack access to basic financial services
63 %
is the amount of financially included adults in developing economies
Why is Financial Inclusion Important?
Without access to basic financial services, people in poverty are unable to perform many common functions that could drastically improve their lives. When they are financially included, they can start to build assets and take other steps to improve their standard of living. They can save money, qualify for a loan to expand a business; build a house; have a safe way to make payments to schools, medical services and so much more.
I have not been to my bank for any transaction since 2020. I have been using only my smart phone and fintech app.
No need for bank tellers and no need for banking halls.
The big buildings and skyscrapers of big banks are soon going to become abandoned buildings before 2030. Banks don't need big buildings and staffs can be reduced by 70%, because fintech apps are what banks need now and not overstaffed branches. Decentralized fintech apps will end centralized banking and financial operations. Even #Paypal and other online payment platforms using credit cards will become obsolete if they don't change.
We will say bye, bye to #Mastercard, #Visa, #AmericanExpress and others. All the decentralized fintech apps will be on our mobile phones, tablets and laptops.
REINVENT or become EXTINCT.
- Ekenyerengozi Michael Chima,
https://angel.co/u/michael-chima-ekenyerengozi
Western Union Launches First-Ever Global Brand Campaign
Can One Word Answer a Million Different Needs? Global Money-Transfer Company Says yes!
ENGLEWOOD, Colo. (February 2, 2009) Soon, the world will see global money transfer company Western Union through a new set of eyes. Today, for the first time in the company's 150-year history, Western Union launches its first-ever comprehensive global brand initiative.
Western Union's global yes! campaign — the result of extensive consumer research from around the world — is a burst of positive. The campaign targets the 200 million people who live outside their country of origin and embraces their hopes and dreams. It is estimated that these consumers sent nearly $400 billion in remittances to their loved ones in 2008.1
"This is a very exciting time for Western Union," said Gail Galuppo, Executive Vice President and Chief Marketing Officer, Western Union. "Western Union believes in people who are on the move in pursuit of their dreams. Even in these uncertain times, the optimism and positivity of our consumers is inspiring. This campaign reflects their can-do spirit. Can a mother send her love to her son from 6,000 miles away? The answer is yes! Western Union's services enable these connections between people around the globe."
The campaign features robust multi-channel elements that will broaden and align brand communications within each of the more than 200 countries and territories in which Western Union operates.
Western Union and global agency of record Publicis Hong Kong assembled prominent creative talent for the campaign. Artists include world-renowned film director Antoine Bardou-Jacquet, celebrated photojournalist Steve McCurry and famed typographer David Carson. The television commercial features music by Moroccan musician Hindi Zahra.
Western Union selected these artists because of the humanity in their work and the contemporary fresh face their collaboration brings to the brand. Bardou-Jacquet and McCurry traveled the world to capture the striking images behind the campaign, including stops in Morocco, Singapore, Los Angeles and Cape Town, South Africa.
The creative behind Western Union's campaign centers on the optimism and hope inherent in the word "yes!" and highlights tangible acts that bring the brand to life. The yes! campaign clearly and emotionally communicates its optimistic point of view using real people in its advertisements. The campaign also reflects the truly global nature of Western Union, with elements in more than 40 languages.
Campaign Elements The yes! brand campaign elements will be translated into 40 languages. They include: Print, broadcast and online advertising; Online consumer engagement via a dedicated campaign microsite; A cause marketing promotion tied to The Western Union Foundation; Street art, billboards and other out-of-home creative; Point-of sale materials for more than 320,000 Western Union® Agents in more than 200 countries and territories. 1 Aite Group
About Western Union The Western Union Company (NYSE:WU) is a leader in global money transfer services. Together with its Vigo and Orlandi Valuta-branded money transfer services, Western Union provides consumers with fast, reliable and convenient ways to send and receive money around the world, as well as send payments and purchase money orders. It operates through a combined network of more than 365,000 Agent locations in over 200 countries and territories. In 2007, the company processed nearly 168 million consumer-to-consumer money transfers and 405 million consumer-to-business transactions. Famous for its pioneering telegraph services, the original Western Union dates back to 1851. For more information, visit www.westernunion.com.
Media Contact: Jen Newberg Cone jnewberg@coneinc.com +1 617-939-8359 Kristin Kelly Western Union kristin.kelly@westernunion.com +1 720-332-4751
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